Keep track of your expenses and limit them within your repayment capacity. Cardholders should ideally make big-ticket purchases with the instrument at the beginning of the billing cycle to enjoy a long interest-free period and repay the dues easily. Timely payment of credit card bill also helps maintain your credit score.ī) Make high-value purchases at the beginning of the billing cycleĬredit cards come with a payment due date for bills generated in every billing cycle along with an extended grace period. Delay in payment can result in interest accrual at high rates. In-time Credit card bill payment is essential to manage your advances efficiently. Check out how you can use your credit card to maximise the benefits. You must use your credit card wisely to make the most of the available benefits. Like, interest-free periods make repayment more convenient. Accompanying features allow you to manage your short-term funding needs and provide for urgent cash requirements. Credit cards are useful financial instruments that make spending easy as well as rewarding.
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